Simplest Way to Borrow Airtime or Data from MTN

Share with your friends

MTN offers a convenient solution for those moments when you run out of airtime or data.

The services, MTN XtraTime and MTN XtraByte provide a lifeline by allowing you to borrow airtime or data, ensuring continuous connectivity.

This guide offers a comprehensive, easy-to-follow walkthrough on how to borrow airtime or data from MTN, tailored for beginners and accessible even to those not well-versed in using tech services.

Eligibility Criteria for Borrowing Airtime

The eligibility requirements for borrowing airtime from MTN, through their service MTN XtraTime, typically include:

  1. Prepaid Customer Status: You must be a prepaid subscriber of the MTN network.
  2. Registered Phone Number: Your phone number should be actively registered on the MTN network.
  3. Duration of Network Usage: You should have been using your MTN line for a certain period, usually at least three months.
  4. Credit Usage History: Your history of recharging and using credit plays a role. MTN often considers how regularly you recharge your phone and your average monthly spend on their services.
  5. Previous Loan Repayments: If you’ve borrowed airtime in the past, your repayment history might be taken into account. Timely repayment of previous loans can be beneficial.
  6. Account Standing: Your MTN account should be in good standing, without any major issues or irregularities in its history.

How to Loan Airtime from MTN

Step-by-Step Guide to Borrow Airtime from MTN

  1. Check Eligibility: Ensure you are a prepaid customer with an active, registered MTN number for at least three months.
  2. Access the Service:
  1. Navigate the Menu: After dialing, a menu appears. Here, select the option to borrow airtime.
  2. Choose Amount: The menu will display different borrowing amounts. Select one that meets your needs.
  3. Confirm Transaction: Follow the prompts to confirm your selection. A confirmation message will be sent upon successful transaction.
  4. Alternative Method – MyMTN App:
  • Download the MyMTN app from the Google Play store or Apple Store.
  • Sign up for a new account or log in if you already have one.
  • Navigate to “Bundle” at the bottom of the page.
  • Scroll down to “AirTime Loan.”
  • Select the desired amount and confirm the transaction with the PIN code sent via SMS.

How to Loan Data from MTN

Step-by-Step Guide to Borrow Data from MTN

  1. Dial the USSD Code:
  1. Select ‘Borrow Data’: Choose the ‘Borrow Data’ option from the menu.
  2. Choose Data Amount: Select the amount of data you wish to borrow from the options.
  3. Confirm the Transaction: Confirm your selection and wait for a confirmation message.
  4. Using MyMTM App:
  • Follow the initial steps to download and sign in to the MyMTM App.
  • Select “Bundle” and then “AirTime Loan” for data.
  • Choose the desired data amount and confirm with the PIN code.

Leave a Comment