South African Banking has evolved to offer more convenience and accessibility.
Capitec has adapted to these changes, providing various methods for customers to manage their accounts efficiently.
This includes checking account balances, a fundamental aspect of banking that allows customers to stay informed about their financial status.
For those without access to Capitec’s mobile app, alternative methods are available to ensure everyone can easily and quickly check their balance.
This guide is designed to be comprehensive and user-friendly, catering to individuals who prefer step-by-step instructions for clarity and ease.
Step-by-Step Guide to Check Capitec Balance Without App:
Prepare Your Mobile Device:
Ensure your mobile phone is charged and has network coverage. This process involves using USSD, which works on all mobile phones, regardless of the model or internet connectivity.
Dial the USSD Code
On your phone’s keypad, enter *120*3279# and then press the call button. This is the USSD code specific to Capitec Bank for accessing banking services.
Navigate the Menu
After dialing the USSD code, a menu will appear on your phone’s screen. Look for the option labeled ‘Bal Enquiry’ or something similar that indicates balance inquiry.
This is typically option 2 but always read the menu options carefully as they may vary.
Select Account for Balance Inquiry
Once you choose the balance inquiry option, you may be prompted to select the account you wish to check. This step is relevant if you have multiple accounts with Capitec.
Enter Your Mobile PIN
For security purposes, you will be asked to enter your mobile banking PIN. This is the PIN you set up when registering for Capitec’s cellphone banking service. Enter the PIN carefully and confirm.
View Your Balance
After entering your PIN, your account balance will be displayed on your phone’s screen. This information includes your current available balance.
End the Session
Once you have viewed your balance, you can end the session. Some phones may require you to select an option to exit, while others will end the session automatically.
Security Reminder
Always ensure that your banking PIN remains confidential. Do not share it with anyone, and be mindful of your surroundings when conducting mobile banking transactions.
If you keenly follow these simple steps, you can effortlessly check your Capitec bank balance without the need for a mobile app.
This method is reliable and can be used anywhere, offering convenience and accessibility to all Capitec customers.